Wednesday Story Day – AKA – Hump Day


“I’m just going to rest my eyes. Don’t let me miss Friday.”


It is Wednesday Story Day again and last week Larry and Andrew decided they needed to talk to Ned Dixon the banker. The reason is Gloria (Larry’s deceased wife) advised Larry in a séance to follow the money. Ned is the only one involved who is near money. Larry wants a face to face meeting hoping he can get Ned to divulge details he might not do over the phone. I see that Larry has an appointment with Ned and is going into Ned’s office now.


“Good Morning Detective Dunfee. Please have a seat.”

“Thank you, Mr. Dixon.”

“You can call me Ned.”

“I am here on official business, Mr. Dixon. Let’s just keep it formal, shall we?”

“Official business? What does that mean?”

“I’m investigating the death of Igor Sandusky and since you have had some dealings with him I need to ask you a few questions.”

“Dealings? I’m not sure what you mean.”

“Weren’t you his banker?”

“This bank did give Mr. Sandusky a loan if that’s what you mean.”

“Who arranged for the loan?”

“Well, I did. That was over ten years ago.”

“Yes, it was. I understand that the loan was in default.”

“Yes. The payments were made routinely up until about six months ago.”

“Wait a minute. Mr. Sandusky was deceased. Who was making those payments?”

“They came from Mr. Sandusky’s trust.”

“Trust? He had a trust?”

“Yes, he did. I also set that up for him.”

“When did you do that?”

“I would guess about two years before he died.”

“Who’s the beneficiary?”

“That is the strange part. At the time he didn’t want to name a beneficiary, so he left that part of the trust open for a person or persons to be named later. Unfortunately, he never named anyone and stipulated that if this were the case the trust would remain in perpetuity until claimed by an heir.”

“Does he have an heir?”

“We have not been contacted. Mr. Sandusky also spelled out a specific identification protocol that the person claiming to be an heir would have to satisfy”

“This protocol is not well-known I take it?”

“No one knows. It is in an envelope put in a safe deposit box by Sandusky himself. It takes two keys to open. One is here at the bank and one was with Sandusky.”

“I’m guessing that whoever is an heir will show up with a key.”

“That is the assumption. But the person needs to satisfy the protocol.”

“Who is the trustee?”

“That would be me in the name of the bank.”

“So, let me get this straight. The bank was the trustee and made payments on the loan.”

“That is correct.”

“Why were the payments stopped?”

“I felt the business opportunities were nil, so I saw no reason to continue the loan.”

“You put Sandusky’s building on the block for the defaulted loan.”


“So, in essence, the bank caused a default and then is selling the building.”


“Where do the proceeds from the sale go?”

“To the bank to satisfy the loan and then any remaining funds to the Sandusky trust.”

“This is legal?”

“Mr. Dunfee. Since we are all formal here are you trying to say I have committed a crime?”

“No, Mr. Dixion. I have to wonder about manipulating a dead man’s affairs to the banks benefit is all.”

“Benefit? Mr. Sandusky took out a loan. The bank in good faith honored its loan agreement. It is a simple matter of paying back what was owed.”

“Did the loan have a pre-payment penalty?”

“No, of course not.”

“Then making all those payments simply gave the bank more interest. Had you sold the building and paid back the loan ten years ago, the trust would have been richer by the saved interest.”

“In theory that is true.”

“Theory has nothing to do with it. Seems like fact to me.”

“Except for the fact that Mr. Chisom wanted to keep the business going.”

“Mr. Chisom? Who is Mr. Chisom?”

“You met him.”

“I don’t recall the name.”

“I think you know him as Louis.”

“I’m confused.”

“About what?”

“Why would a bank keep making payments on a loan simply because one person wanted to keep a job.”

“That was not the reason. Mr. Chisom had a signed agreement to continue the development of the non-invasive surgical technique he and Mr. Sandusky developed.”

“Did you see this agreement.”

“I did. It was the only way I would keep making the payments.”

“Do you know who signed the agreement?”

“I do.”

“Okay, I guess twenty question is the game. Who signed?”

“A person by the name of Cortez.”

“Not Joachim Cortez.”

“Yes, in fact, it was.”

“Of the Cortez cartel?”

“Not familiar with that group.”

“One of the most wanted men on the planet.”

“Oh. I didn’t know that.”

“So what happened to the business?”

“As far as I know, the contract was never paid and hence the business folded. Louis insisted he was going to collect but after so much time I had to pull the cord.”

“So, you believe Louis fulfilled his end of the contract.”

“He told me he did.”

“Follow the money.”


“Sorry. I was just repeating what I was told about getting this case wrapped up. The money, in this case, is in a den of vipers.”

“I don’t understand.”

“That’s okay. Thank you for your time. I may have more questions later. You have been helpful. Oh, wait. If it is not against the trust rules can you tell me how much the trust is worth?”

“It is a matter of public record at the IRS. The trust now has fifteen million under management.”

“What did it have in the beginning?”

“About two million.”

“Whew. That is some growth.”

“I’m proud of that, Detective.”

“Can I open a trust? Of course, I’m just joking.”

“Any time Detective, any time. I’m not joking.”

“Good day Mr. Dixon.”


  1. Never a good sign when a cartel shows up.

    Liked by 1 person

    1. It’s like hving your horn stick when you are behind the Hell’s Angles on the freeway.

      Liked by 2 people

      1. That brings up a comical image.

        Liked by 1 person

  2. Those darn cartels are everywhere, aren’t they?! What I want to know is, if I put my two cents into a trust what would I get back?

    Liked by 1 person

    1. You get zero. Your beneficiary gets two cents plus interest. Make it three cents after 20 years.

      Liked by 1 person

      1. I’M RICH!!

        Liked by 1 person

      2. Well, twenty years from now.

        Liked by 1 person

  3. “I’m confused.” Me too!

    Liked by 1 person

  4. Boss,

    It’s all fun and games until the cartel shows up!

    The trust spin is filled with irony, since I ain’t trusting most of these peeps as far as I could throw em.


    1. A very wise position, Marc. I’m with you.

      Liked by 1 person

  5. Just keep following that money… and maybe keep your head down.

    Liked by 1 person

    1. Sounds like good advice. Thaks, Craig.

      Liked by 1 person

  6. Yikes! I was strapped in and buckled up, but I wasn’t ready for this turn. I think I spilled my coffee. 15 Million is a lot of money to follow, and I don’t like where the trail starts.

    By the way, I’m pretty sure Sandusky wanted to name Twiggy as the beneficiary. She’s pretty cute.

    Liked by 2 people

    1. Ha ha ha. Twiggy would appreciate the amount. (Since I am her trustee) Thanks Dan.

      Liked by 1 person

  7. A sharp ‘S’ curve! ♥

    Liked by 1 person

  8. One of the oddest trust cases involved Beryl Buck Foundation Trust which was set up to aid the poor and needy of Marin County, California. What was originally a $15 million trust ballooned to $500 million – all for “the poor” of one of the nation’s most affluent areas.

    A lawsuit in the 1980’s sought to expand the beneficiaries of the trust. It became known as the Superbowl of Probate. In short, the lawyers made a lot of money.

    Liked by 2 people

    1. Hard to find poor in Marin. I lived there for ten years and never ran across one. I had to wonder one time when I saw a pair of ski boots in the clothing for the poor drop off area. It could be the poor are defined as those who cannot afford a BMW. (Basic Marin Wheels)

      Liked by 2 people

  9. Wowza! My head is spinning from all the info gleaned from this section. Things are getting very twisty indeed!

    Liked by 1 person

    1. Yes, a lot of info in this episode. Hang on. Thanks, Mae.

      Liked by 1 person

  10. The money is building. Someone may get rich. It’s also possibly getting dangerous. A good installment, John. 🙂 — Suzanne

    Liked by 1 person

    1. Thank you, Suzanne. 🙂

      Liked by 1 person

  11. All kinds of info and suspicions flying around this week, John!

    Liked by 1 person

    1. Yes. I meant to do that. Thanks, Teri

      Liked by 1 person

  12. I think you just broke my head!

    Liked by 1 person

    1. Mission accomplished then.


  13. D.L Finn, Author · ·

    So many great lines this week John! What a great interaction. Lots of new information. Can’t wait to see where it goes:)

    Loved Twiggy’s picture. I feel like that today;)

    Liked by 1 person

    1. Well I laid out the next year for sure. (Ha haha)

      Liked by 1 person

  14. John, I’ve been looking forward to this lunch-break all week — and you did not let me down. Now to finish my sushi and salad. Woot! Fun episode. Mega hugs.

    Liked by 1 person

    1. So glad you liked it, Teagan

      Liked by 2 people

  15. And so the plot thickens! It tends to do that when fifteen million dollars is involved. Great episode, John! Can’t wait to see what happens next.

    Liked by 1 person

    1. It should be fun. Thanks, Jan


  16. ‘Follow the money,’ indeed!! Wow, that’s some hefty increase. You’re right in saying it’s a ‘den of vipers.’

    Liked by 1 person

    1. Thank you, Debbie.

      Liked by 1 person

  17. Boy, is this interesting! And more turns and characters. Fifteen million? Holy guacamole!

    Liked by 1 person

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