Friday JohnKu – AKA – TGIF



Spent another week editing and in erudite discussions with the insurance company. We all know about editing, so I will concentrate on the insurance company discussions. I was in Lowe’s picking up drywall screws on Wednesday when my phone rang. I was all excited because my caller id told me it was my adjuster. I had left a message on Monday to the effect of wondering the status of an additional claim I had submitted four weeks earlier. To my surprise, it was not my adjuster at all. It was my new adjuster. NEW ADJUSTER????? What happened to the other guy who never returned my calls, texts, or emails and who I have spoken to only twice in two and a half months of trying to get my home repaired? Oh, he has been transferred to another department. Sure he has. Okay, what about my additional claims? The answer, “What additional claims?”

Ye gods, do something to stop me from getting in my car with a very large baseball bat, driving to Austin, and causing a hurricane on the insurance company headquarters.

I explained the deal. The insurance company had appraised the damage at one price. The contractor bids are coming in at two to three times that price. Wow, was he surprised? I had to ask the question, “If you had 3000 jobs waiting for you would you really do one at a discount?”

He said understood. I sent the paperwork again and just between you and me, I’ll bet I’ll be doing a JohnKu one month from now with the same theme. Speaking of JohnKu, this week’s talks about available resources. Hope you have a great weekend.

Resources by John W. Howell © 2017

Repairs on one house,

Can be negotiated. . .

Not on one thousand.


  1. I’m so sorry to hear this, John. Let’s hope you’re not writing about this a month from now. Enjoy your weekend!

    1. Congrats on your story being accepted. Loved your post. Have a great day, Jill.

  2. Geez, that’s ridiculous. Hope you get that sorted out and it doesn’t become a long line of adjusters. ‘The previous adjuster was sacked for incompetence . . . We have now sacked the people who did the sacking for their incompetence.’

    1. In a “new department” might be code. Thanks, Charles.

      1. Chucked into the dumpster?

  3. Gwen Plano · ·

    Oh gosh, I’m so sorry. It is agonizing dealing with the aftermath of a catastrophe. The initial heartbreak is compounded by the heartache of dealing with outside entities like adjusters and insurance reps. Hang in there…

    1. I visualize the amount I’ve paid them and get my resolve from that figure. Thanks, Gwen

      1. Gwen Plano · ·

        That’s the way, John. 🙂

      2. Ha ha ha. Thanks, Gwen

  4. Oh, Lord… 😦 I hate having to claim on insurance as they always make me feel like I’m doing something clandestine just by asking for something that I’ve been paying upfront for! Gah!!!! D:<

    1. You would not believe how much the premiums are each year. I am demanding that they come around. Thanks, Jan

  5. Heaven forbid a year from now…
    Try to enjoy your weekend.

  6. So sorry, John. Resist the urge to go to Austin. Hopefully this new guy is better and a month from now your haiku will be about completed renovations.

    1. I hope so too, Staci. Thanks for the supportive thoughts.

      1. Always, John. 🙂

  7. Good grief – methinks it’s time to play your ace in the hole – Tiny the WWF Champ – your new negotiator!

    1. I had not thought of that, John. I think you might be right.

      1. If nothing else, the process would be entertaining!

      2. I would like have a camera there for sure.

      3. I’ll bet Tiny is very photogenic!

  8. Makes so much sense to me. Why would a contractor speed things up or offer discounts under these circumstances? There is a law about taking advantage, but I doubt it’s of much use. Hope your poetry next months indicates some progress.

    1. Thank you, Craig. I hope you are right.

  9. It’s difficult to think of anything worse than being stuck in bureaucracy hell. Fingers crossed for your next call… Have a good weekend!

    1. Thank you, Phillip.

  10. D.L Finn, Author · ·

    I hope next shows they did the right thing! Insurance in general is a strange and elusive beast.

    1. It is. Their motto, “You pay. We don’t.”

  11. Insurance companies are a nightmare John. This will be dragging on for a while. No doubt there are numerous others in the same boat. You will get there in the end.

    1. Thanks, Guy. I believe you are right.

  12. I applaud your restraint in not bellowing out a banshee wail in the middle Lowe’s. So frustrating that people have to go through this kind of stuff with insurance companies. I do hope the new adjuster is a lot more efficient and concerned about his claims than the old one.
    Have a good Friday, John. I loved the meme at the top 🙂

  13. Sorry, John – so aggravating! Like Mae – I applaud your restraint. Maybe this new guy will actually do his job.

  14. How incredibly frustrating!

  15. Maddening, isn’t it, John! We are paying dearly for our coverage already and I can imagine the cost of yours out on the island. I have hear similar horror stories but a few have been taken care of in a reasonable amount of time. Contracts are swamped so they are not willing to discount. We could not get them to even call us back so Husband handled the minor one or two we had. TGIF to you!

    1. It is maddening. I have fixed several things myself. Could not get a fence guy to show up so I did the work my self. I fixed the drywall in out first floor as well. Other things I need a pro. Thanks, Jo. 😀

  16. Horsefeathers, John. That’s awful. I was going to say that I had just the thing… but I can’t find one or even a picture online… But several years ago someone gave me (and I passed it on eventually) a stress toy. It was just a funny man’s head in red squishy stuff. You could pull his ears or nose, or mash his nose up inside his head… Great for when people tick you off.
    Wishing that every week gets better and better. Mega hugs.

    1. Thank you, Teagan. I had one of those dolls once. All will be good eventually. I just am getting tired of these people not doing their jobs. Have a great weekend. Hugs

  17. I can so identify right now. Two weeks ago, another tornado hit my home. I am just so, so tired of dealing with adjusters and repairs.

    1. So sorry you have to go through it, Traci.

      1. Thanks. Sorry for you as well!

  18. I hope the new Adjuster gets you sorted out quick and the job gets done.

    1. Me too, Deborah. Thank you.

  19. So sorry the after-storm repairs are proving to be such as hassle. Hang in there, John!

    1. Thank you, Debbie.

  20. Dealing with editing and insurance … OUCH … .then a new adjuster … OUCH OUCH … and still no solution … SCREAM! Hang in there.

      1. Issues around editing, insurance, and new water dispensers have Obama written all over it!

      2. I know. I was tempted to write him but if he didn’t answer that would be his fault as well. How much can one person carry?

      3. He seems to be holding up with all the blame … but the fact that he’s holding up is his fault.

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